The Bank of Punjab is a Pakistani bank headquartered at BOP Tower, Main Bouleveard, Gulberg, Lahore in Pakistan. It serves Pakistan and functions as an international bank and is one of the prominent financial institutions of the country holding AA ratings from PACRA.

The Bank of Punjab was founded by Tajammal Hussain and functions as a scheduled commercial bank, with a network of 344 branches in major business centres throughout the country.

It is the seventh largest commercial bank in Pakistan and provides a wide range of banking services including deposit in local currency; client deposit in foreign currency; remittances; and advances to business, trade, industry and agriculture.

First Punjab Modaraba (FPM), a wholly owned subsidiary of the bank, was established in 1992, and is being managed by Punjab Modaraba Services (Pvt) Ltd.

Problem Statement:

POS Issuance and Prepaid Card Hosting Solution required robust hardware and customizable applications that needed to be integrated with Banks Core transaction engine and TFGroup’s Host system.

Solution Given:

  • • Largest provincial Government Bank in Pakistan has fully outsourced their managed POS acquiring and prepaid card hosting services to TFG.
  • • All of BOP’s EFT terminal network has been provided and its hardware and software is completely managed by TFG
  • • This is the first bank to offer integrated biometric solution with the POS terminals with a direct integration with NADRA (national citizen database) for on-spot verification and customer registration for Government fund disbursements.


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